Financial Principle #1: The Goal Is Self-Fulfilment, Not Merely Wealth
When you're reviewing and planning your finances it's important to remember that money is merely the means to an end. Money is a tool, and a powerful tool. It can…
Stage 4: Getting Out Of Debt
After you’ve paid your urgent bills and put a little aside for an emergency it’s time to prioritize your extra income. If you’ve just been starting to push toward financial…
Being Aware Of Your Biases, And Some Ways To Think About Biases Financially
“A good plan, violently executed now, is better than a perfect plan next week” George Patton Not all biases are bad. Generalizing, stereotyping, and having rules-of-thumb can be adaptive. That…
Avoiding Perfectionism, The Middle Path, And Avoiding The Extremes
When you're moving toward financial independence you may feel a great pull to open up the spreadsheets and spend hours of your life optimizing your spending, investing, and budgeting. But…
5 Ways To Enjoy What You Already Have
One of the best things you can do for your your financial health is to just stop spending when you don't need to. And one of the biggest causes of…
How To Thoughtfully Review Your Budget: The 4 Questions Basic Questions
Actively thinking about your spending makes you a better person. In our society, money is what you use to purchase your time and freedom. It is a tool that you…
DIY For Self Improvement, Profit, And Peace Of Mind
When I was growing up we did a ton of home repair. My Dad and I (mostly Dad) were constantly working on cars, working on the old house we lived…
5 Reasons Not To Prioritize College Savings For New Parents.
A lot of parents and grandparents put a really high value on putting money aside from day 1 for a new baby's college fund. I don't want to to tell…
How To Grocery Shop For A Busy Family
Your grocery budget is something that is going to vary wildly depending on your location, food preferences, the size of your family, and how much food you get from other…
Why You Should Shop For Quality And Longevity
The reason that the rich were so rich, Vimes reasoned, was because they managed to spend less money.Take boots, for example. He earned thirty-eight dollars a month plus allowances. A…